Government help for your credit repairs
Government help for your credit repairs; if you are building a credit history; suffering bad credit, or else your credit is great, there are sources available that will help you maintain credit, repair credit, and build credit history. If you have bad credit you must at least apply for two loans and be turned down […]
Good credit gives you benefits
How good credit gives benefits you? 1. Borrow money at a better interest rate for a good credit Scores above 740 typically qualify for the lowest mortgage rates available. Higher credit scores also can get lower interest rates on car loans. Lenders also look at things like debt-to-income ratios, but in general, a good score […]
Reduce your debts to improve your credit
Reduce your debts to improve your credit Increase your credit Reduce your debts to improve your credit is good, but you can also tackle things from the opposite end — by increasing your credit. Other moves Other strategies can put some polish on your credit score, especially as mortgage application time draws near. Score minimums […]
Fix your credit score so you can buy a house
Why you should fix your credit score Even if you currently meet the mortgage lender’s minimum credit score requirement, you should aim for the highest credit score possible. That’s because lenders decide your creditworthiness largely based on your FICO scores, and base your loan’s terms on your creditworthiness; this is why you should fix your […]
Establishing Credit, the Great Task
How do I establish credit, when I don’t have a credit history? Establish your credit; this is probably the most commonly asked question by most consumers looking to open a credit account. Not having credit can be just as difficult as having bad credit unless you know how to go about proving yourself to a […]
Does Applying for Credit Cards Hurt Your Credit?
Does Applying for credit cards can damage your credit scores? Just a single application may shave a few points off your score. But multiple applications for cards in a short span could suggest you are a riskier borrower than someone who applies less often. This can be especially frustrating if you are trying to build […]
A step-by-step guide for buying a house
Guide for buying a house 1. Understand why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. If you’re not clear on why you want to buying a house, you could end up regretting your choice. Define your personal and financial goals. “Buyers should think about […]
How to buy a house in 2023
Buy a house can be an exciting and emotional process. Before starting your home search, you’ll want to understand the ins and outs of homebuying. This will empower you to make decisions that are the best for your family — and your wallet. What to consider Is now a good time to buy a house? […]
The Credit Repair System
The Credit Repair System has tools available that help many debtors find relief. A credit repair system is the step to recovering from debts while getting back on your feet again. If you have bad credit, you already know how difficult it is to reestablish respect in society. Struggling down many roads, I know you […]
Minimum credit score to get a mortgage
Minimum credit score to get a mortgage? There is no credit score threshold that will definitely disqualify you from getting a mortgage, but the lower your score; the harder it will be to find a lender to approve you for a loan. For conventional conforming loans, a 620 credit score is typically the minimum for […]