Debt Counseling Solutions
Is debt counseling a solution for credit repair? Debt Counseling solutions Services and Credit Services are Organizations that are sponsored by most creditors. Most Debt Counseling services are nonprofit organizations; however, few are on their own. Before you can contact a Debt Counselor you must have some source of income. The counselor provided you will […]
Cut Back Credit Repair Solution
Cut Back Credit Repair Solution, the fact is you are taking advantage of yourself in the process of taking advantage of others. If you do not have the money and scraping for every penny you can get your hands on; this is one thing, but if you have extra cash and your bills are due, […]
5 Tips for lowering your credit utilization
Lowering your credit utilization is simply how much of your available credit you use, expressed as a percentage. It is the total of balances on all your credit cards divided by the total of all your credit limits. This number plays a big factor in your credit score — the less available credit you use, […]
The Credit Repair System
The Credit Repair System has tools available that help many debtors find relief. A credit repair system is the step to recovering from debts while getting back on your feet again. If you have bad credit, you already know how difficult it is to reestablish respect in society. Struggling down many roads, I know you […]
Identity theft victims
Identity theft victims are those people who lose simply because someone has stolen their identity and run up their bills. If you are a victim of Identity Theft you are well aware of how difficult it can be to get back on your feet again. Identity Theft victims often have to go through a series […]
What Are the Credit Score Ranges?
Credit score ranges influence many aspects of your life: whether you get a loan or credit card, what interest rate you pay, sometimes whether you get an apartment you want. A higher credit score can give you access to more credit products — and at lower interest rates. Borrowers with scores above 750 or so […]
Defaults on your credit report
If you have defaulted on your credit record; it is possible to have some of them removed. Defaults are non-payments recorded on your credit files. When a person is in default, they are subjected to lawsuits, liens, judgments; and other complicated situations. If you are a student struggling to pay student loans, a renter struggling […]
Understanding your credit score
Generally speaking, understanding your credit score to 690 to 719 is a good credit score on the commonly used 300-850 credit score range. Scores 720 and above are considered excellent, while scores 630 to 689 are considered fair. Scores below 630 fall into the bad credit range. FICO, the most widely known credit scoring system, […]
The minimum credit score you need to buy a car
The minimum credit score you need to buy a car is a huge financial step, and knowing your credit score can help you enter the buying process on strong footing. A second quarter 2022 report released in August by credit bureau Experian shows average credit scores of people financing cars rose slightly from a year […]
Where to Get Credit Resources?
If you are having problems with credit you might want to surf the market for resources that can help you find a way out of debt. The many resources available do not include the many spammers that tell you in three minutes we can get you out of debt. The scores of resources that offer […]