Laws in your Credit Repair
There are certain laws in your credit Repair; issued for people that have bad credit and to know these laws is important to protect all those involved in your life. The Federal Legislation and several other agencies including the Fair Credit Reporting Act (FCRA) protect you from collection agencies and creditors. If you have bad […]
Requesting Payment Options to Repair Credit
Requesting Payment Options to Repair Credit; when you are in debt the best solution for repairing your credit is to ask for extensions or arrange payment plans. If you have student loans, you can call your loan officer and request deference on your payments. If you are turned down on deference, you can ask for […]
Students Credit Repair Solutions
There are solutions for students to repair their credit. Believe it or not but it is possible to get out of a student loan obligation. First, you must determine what type of student loan you owe. Once you come to this determination you will next need to contact the proper sources and ask them to […]
Debt Counseling Solutions
Is debt counseling a solution for credit repair? Debt Counseling solutions Services and Credit Services are Organizations that are sponsored by most creditors. Most Debt Counseling services are nonprofit organizations; however, few are on their own. Before you can contact a Debt Counselor you must have some source of income. The counselor provided you will […]
Cut Back Credit Repair Solution
Cut Back Credit Repair Solution, the fact is you are taking advantage of yourself in the process of taking advantage of others. If you do not have the money and scraping for every penny you can get your hands on; this is one thing, but if you have extra cash and your bills are due, […]
5 Tips for lowering your credit utilization
Lowering your credit utilization is simply how much of your available credit you use, expressed as a percentage. It is the total of balances on all your credit cards divided by the total of all your credit limits. This number plays a big factor in your credit score — the less available credit you use, […]
The Credit Repair System
The Credit Repair System has tools available that help many debtors find relief. A credit repair system is the step to recovering from debts while getting back on your feet again. If you have bad credit, you already know how difficult it is to reestablish respect in society. Struggling down many roads, I know you […]
Identity theft victims
Identity theft victims are those people who lose simply because someone has stolen their identity and run up their bills. If you are a victim of Identity Theft you are well aware of how difficult it can be to get back on your feet again. Identity Theft victims often have to go through a series […]
What Are the Credit Score Ranges?
Credit score ranges influence many aspects of your life: whether you get a loan or credit card, what interest rate you pay, sometimes whether you get an apartment you want. A higher credit score can give you access to more credit products — and at lower interest rates. Borrowers with scores above 750 or so […]
Defaults on your credit report
If you have defaulted on your credit record; it is possible to have some of them removed. Defaults are non-payments recorded on your credit files. When a person is in default, they are subjected to lawsuits, liens, judgments; and other complicated situations. If you are a student struggling to pay student loans, a renter struggling […]