How to buy a house in 2023

Buy a house can be an exciting and emotional process. Before starting your home search, you’ll want to understand the ins and outs of homebuying. This will empower you to make decisions that are the best for your family — and your wallet. What to consider Is now a good time to buy a house? […]

Cut Back Credit Repair Solution

Cut Back Credit Repair Solution, the fact is you are taking advantage of yourself in the process of taking advantage of others. If you do not have the money and scraping for every penny you can get your hands on; this is one thing, but if you have extra cash and your bills are due, […]

5 Tips for lowering your credit utilization

Lowering your credit utilization is simply how much of your available credit you use, expressed as a percentage. It is the total of balances on all your credit cards divided by the total of all your credit limits. This number plays a big factor in your credit score — the less available credit you use, […]

The Credit Repair System

The Credit Repair System has tools available that help many debtors find relief. A credit repair system is the step to recovering from debts while getting back on your feet again. If you have bad credit, you already know how difficult it is to reestablish respect in society. Struggling down many roads, I know you […]

Minimum credit score to get a mortgage

Minimum credit score to get a mortgage? There is no credit score threshold that will definitely disqualify you from getting a mortgage, but the lower your score; the harder it will be to find a lender to approve you for a loan. For conventional conforming loans, a 620 credit score is typically the minimum for […]

Solutions to build your credit

There are always solutions when it comes to repairing your credit. We sometimes go through problems in life that make our life hard to manage. Sometimes we simply have to skip ahead to get ahead. If you have late bills and see that you can’t meet these expectations be sure to make contact with your […]

Identity theft victims

Identity theft victims are those people who lose simply because someone has stolen their identity and run up their bills. If you are a victim of Identity Theft you are well aware of how difficult it can be to get back on your feet again. Identity Theft victims often have to go through a series […]

What Are the Credit Score Ranges?

What Are the Credit Score Ranges?

Credit score ranges influence many aspects of your life: whether you get a loan or credit card, what interest rate you pay, sometimes whether you get an apartment you want. A higher credit score can give you access to more credit products — and at lower interest rates. Borrowers with scores above 750 or so […]

How to improve your credit with 9 ways

How to improve your credit with 9 ways

How to improve your credit with 9 ways. If your credit score is lower than you’d like, there may be fast ways to bring it up. Depending on what’s holding it down, you may be able to tack on as many as 100 points relatively quickly. Scores in the “fair” and “bad” areas of the […]

Defaults on your credit report

Defaults on your credit report

If you have defaulted on your credit record; it is possible to have some of them removed. Defaults are non-payments recorded on your credit files. When a person is in default, they are subjected to lawsuits, liens, judgments; and other complicated situations. If you are a student struggling to pay student loans, a renter struggling […]