Government help for your credit repairs
Government help for your credit repairs; if you are building a credit history; suffering bad credit, or else your credit is great, there are sources available that will help you maintain credit, repair credit, and build credit history. If you have bad credit you must at least apply for two loans and be turned down […]
Good credit gives you benefits
How good credit gives benefits you? 1. Borrow money at a better interest rate for a good credit Scores above 740 typically qualify for the lowest mortgage rates available. Higher credit scores also can get lower interest rates on car loans. Lenders also look at things like debt-to-income ratios, but in general, a good score […]
Reduce your debts to improve your credit
Reduce your debts to improve your credit Increase your credit Reduce your debts to improve your credit is good, but you can also tackle things from the opposite end — by increasing your credit. Other moves Other strategies can put some polish on your credit score, especially as mortgage application time draws near. Score minimums […]
Fix your credit score so you can buy a house
Why you should fix your credit score Even if you currently meet the mortgage lender’s minimum credit score requirement, you should aim for the highest credit score possible. That’s because lenders decide your creditworthiness largely based on your FICO scores, and base your loan’s terms on your creditworthiness; this is why you should fix your […]
Establishing Credit, the Great Task
How do I establish credit, when I don’t have a credit history? Establish your credit; this is probably the most commonly asked question by most consumers looking to open a credit account. Not having credit can be just as difficult as having bad credit unless you know how to go about proving yourself to a […]
Does Applying for Credit Cards Hurt Your Credit?
Does Applying for credit cards can damage your credit scores? Just a single application may shave a few points off your score. But multiple applications for cards in a short span could suggest you are a riskier borrower than someone who applies less often. This can be especially frustrating if you are trying to build […]
Debt Counseling Solutions
Is debt counseling a solution for credit repair? Debt Counseling solutions Services and Credit Services are Organizations that are sponsored by most creditors. Most Debt Counseling services are nonprofit organizations; however, few are on their own. Before you can contact a Debt Counselor you must have some source of income. The counselor provided you will […]
A step-by-step guide for buying a house
Guide for buying a house 1. Understand why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. If you’re not clear on why you want to buying a house, you could end up regretting your choice. Define your personal and financial goals. “Buyers should think about […]
How to buy a house in 2023
Buy a house can be an exciting and emotional process. Before starting your home search, you’ll want to understand the ins and outs of homebuying. This will empower you to make decisions that are the best for your family — and your wallet. What to consider Is now a good time to buy a house? […]
Cut Back Credit Repair Solution
Cut Back Credit Repair Solution, the fact is you are taking advantage of yourself in the process of taking advantage of others. If you do not have the money and scraping for every penny you can get your hands on; this is one thing, but if you have extra cash and your bills are due, […]