Invoices are Due and Credit Repair is in place
Invoices are due and credit repair is in place. This happens many times with many individuals and families, so don’t be discouraged because there is hope. We can calculate our bills by taking into account utilities, phones, credit cards, mortgages, rents, leases, purchases, etc. Each of us needs a vehicle to work, so obviously, this […]
Renting vs Buying a home
It’s an interesting time to be debating whether to buy or rent. According to the U.S. Census Bureau; the national homeownership rate in the first quarter of 2022 was 65.4 percent — meaning about two-thirds of Americans are homeowners. Over the past two years, it seemed as if the entire other third of the population […]
Government help for your credit repairs
Government help for your credit repairs; if you are building a credit history; suffering bad credit, or else your credit is great, there are sources available that will help you maintain credit, repair credit, and build credit history. If you have bad credit you must at least apply for two loans and be turned down […]
Good credit gives you benefits
How good credit gives benefits you? 1. Borrow money at a better interest rate for a good credit Scores above 740 typically qualify for the lowest mortgage rates available. Higher credit scores also can get lower interest rates on car loans. Lenders also look at things like debt-to-income ratios, but in general, a good score […]
A step-by-step guide for buying a house
Guide for buying a house 1. Understand why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. If you’re not clear on why you want to buying a house, you could end up regretting your choice. Define your personal and financial goals. “Buyers should think about […]
How to buy a house in 2023
Buy a house can be an exciting and emotional process. Before starting your home search, you’ll want to understand the ins and outs of homebuying. This will empower you to make decisions that are the best for your family — and your wallet. What to consider Is now a good time to buy a house? […]
Apply for a house with good credit score
Strictly speaking, you don’t need a credit score to buy a house. If you’re paying cash, no one necessarily cares if you have good credit. However, if — like most aspiring American homeowners — you’ll need financing, then a credit score is a concern. Your credit score is one of the most important factors lenders […]