Good credit gives you benefits

How good credit gives benefits you? 1. Borrow money at a better interest rate for a good credit Scores above 740 typically qualify for the lowest mortgage rates available. Higher credit scores also can get lower interest rates on car loans. Lenders also look at things like debt-to-income ratios, but in general, a good score […]

Reduce your debts to improve your credit

Reduce your debts to improve your credit Increase your credit Reduce your debts to improve your credit is good, but you can also tackle things from the opposite end — by increasing your credit. Other moves Other strategies can put some polish on your credit score, especially as mortgage application time draws near. Score minimums […]